Welcome to Forrester Lincoln's Finance Department: Offering Auto Financing Solutions to Chambersburg Drivers

Whether you would like to take out a car loan, or think a Lincoln lease is the best option for you, Forrester Lincoln is here to work with you to find the best option. We have automotive financing experts on staff who can work you through all of our wide array of options to find the right one for your new Lincoln car or SUV model. And we'll work just as hard for you if you are in the market for a used car instead.

We Proudly Serve the Waynesboro, Greencastle and Carlisle PA Areas With Flexible Car Loan Options

If you are ready to get started on the process, you can begin your application right from our website, simply click "Apply for Financing" below. If you have any additional questions, or concerns about qualifying for an auto loan, get in touch with our finance or sales department through the "Contact" link and our helpful financing experts will assist you and address any potential concerns. Our dealership is conveniently located in Chambersburg, and we proudly serve the entire surrounding Hagerstown, MD, Waynesboro, Greencastle and Carlisle, PA areas as well, so feel free to come see us in person.

Lease or Loan? What's the Difference?

When purchasing your next vehicle, the looming and often daunting process of figuring out financing can intimidate and discourage drivers from selecting the vehicle they actually want--instead opting for a "more affordable" choice as opposed to a vehicle that they could, in fact, afford with the proper financing. However, understanding the difference between leasing and loaning greatly demystifies auto financing. With a variety of dealerships offering auto loans but failing to adequately explain the difference between a loan and lease, it's understandable why drivers are often put off by the prospect of financing.

Lease: A lease allows drivers to select a recent model year vehicle, accompanied by a predetermined monthly payment as calculated by our financing experts right here at Forrester Lincoln. A lease allows drivers the opportunity to "upgrade" at the end of a predetermined period, after which drivers may turn in their current vehicle for a newer model, or can renew their lease to keep their current vehicle, often at a lower rate. However, a lease does not grant ownership to the driver--rather, the dealership maintains ownership. The upside to this is that the dealer often covers maintenance and a warranty over the vehicle, ensuring it stays in top condition. However, for drivers seeking a long-term vehicle or perhaps a vehicle to work on, leasing is not ideal.

Loan: A loan similar to a lease, features monthly payments as calculated here at Forrester Lincoln. However, as opposed to a lease, at the end of the predetermined payment plan, the driver owns the vehicle in question, and is free to do with it whatever they wish. An ideal solution for drivers who don't have the large sum of money immediately available often required to purchase a new car outright, an auto loan offers an affordable, convenient plan to get behind the wheel of a new vehicle without the massive financial obligation immediately required when purchasing outright.

Why Finance Your Next Purchase?

With various auto financing options available, our team of specialists work tirelessly to provide you with a financing plan custom tailored to your needs and budget. Whether seeking a loan or lease, Forrester Lincoln proudly offers a variety of vehicles to select from in conjunction with our expert financing team to get you behind the wheel of your preferred Lincoln expeditiously and without stress. When selecting your next vehicle, consider a luxurious, reliable and expertly crafted Lincoln--ideal for drivers seeking to finance their next purchase, cruise the roads of Chambersburg, or commute from Greencastle to Carlisle in style and comfort, without straining your budget with financing from Forrester Lincoln.


Forrester Lincoln

832 Lincoln Way East
Directions Chambersburg, PA 17201

  • Sales: (888) 497-5853
  • Service: (717) 263-9525
  • Parts: 717-263-9525
  • Local: 717-263-9525


  • Monday Closed
  • Tuesday 8:00AM - 7:00PM
  • Wednesday 8:00AM - 5:00PM
  • Thursday 8:00AM - 7:00PM
  • Friday 8:00AM - 7:00PM
  • Saturday 8:00AM - 1:00PM
  • Sunday Closed